Services Offered
Services
How We Help You
Our firm recommends developing Retirement Planning reports. This involves trying to create safe lifetime retirement income and estate strategies to decrease risk and lower taxes**. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer.***
Click on the bulleted links below for Services Offered on our website to help with your specific needs.
- Social Security Optimization Planning
- Retirement Planning (Lifetime Income Safety Score)
- Managing Texas ORP/TDA Plans*
- Wealth Management Services (Fiduciary)
- Former or In-Service Employer Retirement Plan Rollovers
- Charities/Gifts/Foundations/Trusts in Estate Plans
- How to Fund Big Health and Long Term Care Expenses
- Managing 401k/457/403b Plans and IRA's
- College Planning and 529 plans
We offer personalized, hands-on service. We educate our clients about financial concepts and try to take the mystery out of safe retirement income investing, insurance, and estate conservation planning.**
We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.
Below, you can find Investments, Planning, and Insurance offered, or click through to learn more About Us and Our Values to help
Financial Planning
Social Security Optimization Planning
Safe Lifetime Retirement Income Plans
Morningstar Portfolio Analysis
College Plans
Charitable Trust and Estate Plans
Divorce Planning
Money Purchasing Plans
Profit Sharing Plans
FpPathFinder Checklists
Insurance
Disability Income Insurance
Indexed Universal Life Insurance (IUL)
Term Insurance with Living Benefits
Key Man/Executive Insurance
Buy/Sell Business Agreement Insurance
Premium Financed IUL
For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.
bmoon@torobravoadvisors.com | (806) 359-7766
*Disclaimer: Advisory Services for Texas ORP/TDA accounts are offered through Crown Capital Securities, LP and custodies with Fidelity Investments. Crown Capital Securities and Fidelity Investments are non-affiliated. Fidelity Investments does not endorse any third party RIA.
**Disclaimer: In this context, safety is provided through insurance and annuity products offered by insurance companies and based on the full faith and credit of the underlying insurer and its claims paying ability. These are not FDIC insured, or guaranteed by any government agency. Insurance and Annuities are not fiduciary products. Life Insurance and Annuities are not sold as a fiduciary and are offered by the advisor as an Insurance Agent.
Despite being protected from market risk, some policies (annuities) lose cash value over time, leaving the investor with only the income guaranteed by the Insurance Company. Review the company issued illustration, costs, and the benefit terms carefully and it’s credit ratings before investing.
We are not CPA's though we have extensive tax planning experience, we recommend coordinating advice with your tax planning professional.
We are not estate planning attorneys, we recommend coordinating strategies with your attorney.
***Disclaimer: Advisory Services Offered through Toro Bravo Investment Advisors, LLC, a Registered Investment Advisor Securities offered through Crown Capital Securities, LP Member FINRA / SIPC Investment Advisory Services also offered through Crown Capital Securities, LP. Crown Capital Securities, LP and Toro Bravo Investment Advisors, LLC are separately owned and operated.
Some services or products may be fiduciary or non-fiduciary, please inquire and understand the relationship before investing.