Financial Reports

Not all financial advisors are created equal. Many say they specialize in retirement planning, but only a select few have the tools or training required

Most of us look forward to retirement, imagining that we’ll get to relax and enjoy activities we haven’t had time for such as traveling, reading,

You try to protect your car, home, and your health with insurance, but are you trying to protect your retirement income? With the potential for

There is an ideal order in which to pull from retirement accounts when taking IRS Required Minimum Distributions (RMD). The goals, which often go unheeded,

Nothing exists in a vacuum, meaning that even if you’ve determined the best time and method of taking your Social Security benefits based on your

Since many of today’s financial advisors got into the business in the 1980s and 90s, during the best stock market in U.S. history, most have

Traditionally, the key to a financially solid retirement plan has been to save early, ideally from the day you start working. It’s always been good

It’s no secret that Americans are living longer than ever. While that’s great news, it also creates many personal and social challenges. According to the

Dispelling myths, rumors and misinformation is an ongoing battle for financial advisors. Estate planning is a topic especially prone to myths and misinformation. In this

Working Americans at or approaching retirement age today face many unprecedented challenges unique to their generation. That’s why it’s important to have a retirement plan

If you’re like most people, you believe there’s a great deal of truth in the old adage that history tends to repeat itself more often

One of the first things people do once they get serious about planning and saving for retirement is to look at a retirement calculator to

Most people are aware that charitable contributions to qualified recipients are tax-deductible, provided they are made by December 31 of the tax year for which

The great Alabama coach “Bear” Bryant once said, “Defense wins championships,” and you can bet that almost every great coach in nearly every sport has

Aggressive instruments are those primarily invested in for growth. As the chart shows, they include things such as common stocks, stock mutual funds, commodities, Business

When people think of Investing for Income, the first thing that might come to mind is investing in non-stock market investments, like bonds. Yes, bonds

Everyone understands that the mass media has changed drastically. Not so long ago, we relied on daily newspapers, TV, and radio for all the information

Passive income has become a hot topic and for good reason. Who wouldn’t like to generate income without putting in a hard day’s work? From

It seems that tax laws and regulations are constantly changing. And with a new president sitting in the oval office, it’s entirely possible that more

After more than a decade of hovering at normal-to-below-average levels, inflation became a hot topic again in 2021 when it rose to over 4%. By

Few inventions in recorded history have revolutionized the way we live like the Internet. It has changed the way we communicate and has made thousands

In survey after survey, the top financial fears among older Americans are almost always the same. They include things like: But for retirement savers and

The $1.7 trillion budget bill signed by President Biden on Dec. 29, 2022, included the bipartisan SECURE Act 2.0. The legislation expands on many of

The loss of a parent is difficult enough, but it can be made worse when grief is compounded by worry and confusion over the prospect

Are you working with the wrong financial advisor? Is he still the advisor best qualified to help you meet your retirement goals—and to do so

We hear the term “renewable resource” used often when referring to energy — solar, wind, and even tidal energy. Most agree that the practical use

Starting about five years ago I began using the term “Income Generation” to describe the demographic encompassing my clients, prospective clients, and myself. To put

There are many misconceptions about investing. One is that the terms ‘growth’ and ‘return’ are synonymous. They are not. Total return is a sum of

Before you retire, you should know what all your various sources of income will be, and how much you can expect to receive from each.

Have you ever bought a pair of pants for your child or grandchild that were too big? It’s a common occurrence, and when it happens,

The idea behind Required Minimum Distributions, or RMDs, is that the government wants to give us a tax incentive to save for retirement, but they

Unfortunately, since many financial advisors working today entered the business in the 1980s and 90s, during the best stock market in US history, they became

The 100th anniversary of women’s right to vote in the U.S. occurred in 2020. During the last century, women have made great strides in educational

Americans are notorious for overspending when the holiday season rolls around, and while that may be good for the economy in the short-term, it often